Terms of Services

Acceptance Of These Terms

Using this website, submitting a quote request or opening an account means these terms apply. Anyone who does not accept them should not use the site or send details through it. Continued use after a revision is published counts as acceptance of the revised version.

Who May Use This Site

Use of this site is limited to residents of the United States who are aged eighteen or older and are legally able to enter into a contract for auto insurance. Submitting details on behalf of another person requires that person's permission.

Nature Of The Service

This site provides information about auto insurance coverage and helps drivers compare the options available to them. Information published here explains how coverage works in general terms. It does not replace the wording of a policy document, and the issued policy is the document that governs what is covered.

Accuracy Of Submitted Details

Quotes are produced from the details supplied. Vehicle use, mileage, named drivers, licence history and the address where a vehicle is kept all affect a quote and must be described accurately. Details that are incomplete or incorrect can lead to a price that changes later or to a claim being refused.

Quotes And Pricing

A quote reflects the information available when it is produced and remains open only for the period stated on it. Prices set by insurance carriers can change, and cover is not in force until a policy has been issued and confirmed in writing.

Account Responsibilities

Where an account is created, the login details must be kept private. Activity carried out through an account is treated as authorised by the account holder. Suspected unauthorised access should be reported without delay so the account can be secured.

Permitted Use

This site may be used for personal purposes connected to arranging or reviewing auto insurance. The following are not permitted.

• Submitting false, misleading or fraudulent information through any form.
• Copying, republishing or reselling the content of this site without written permission.
• Attempting to gain access to systems, records or accounts belonging to others.
• Using automated tools to collect data or to overload the site.
• Interfering with the security, availability or normal operation of the site.

Communications And Consent

Submitting a request allows service messages connected to that request to be sent by email, text message or phone. Marketing messages are sent only where separate permission has been given. Permission can be withdrawn at any time, and a reply of STOP to a text message ends further messages of that kind. Standard message and data rates may apply.

Intellectual Property

The text, layout, graphics, images and code that make up this site are protected and remain the property of their owner. Nothing on this site grants a licence to reuse that material beyond viewing the pages for personal purposes.

Third Party Content And Links

Links to other websites are provided for convenience. Those sites are operated independently, and their content, security and terms sit outside the control of this site. Following such a link is done at the visitor's own risk.

Availability Of The Site

Reasonable effort goes into keeping this site available and accurate. Access may still be interrupted for maintenance, technical faults or events outside reasonable control, and no guarantee of uninterrupted availability is given.

Limitation Of Liability

To the extent permitted by law, liability is excluded for indirect or consequential loss arising from use of this site, from reliance on general information published here, or from a delay or interruption in access. Nothing in these terms limits liability where the law does not allow it to be limited.

Indemnity

Anyone who uses this site in breach of these terms, or who submits information that is false or unauthorised, accepts responsibility for the loss, claims and reasonable costs that arise from that conduct.

Dispute Resolution And Arbitration

Disputes connected to this site or to the service described here are to be raised first through the contact details published on this site so that a resolution can be attempted directly. Where a dispute cannot be settled that way, it is to be resolved by binding individual arbitration rather than in court and rather than as part of a class action, except where the law provides otherwise.

Governing Law

These terms are governed by the laws of the State of Tennessee and the applicable laws of the United States, without regard to conflict of law principles.

Suspension Of Access

Access to this site or to an account may be suspended or withdrawn where these terms are breached, where submitted information appears fraudulent, or where continued access would put the security of the service at risk.

Changes To These Terms

These terms are reviewed as the service and the law change. Revised terms are published on this page with the date they take effect, and use of the site after that date means the revised terms apply.

Contact About These Terms

Questions about these terms can be raised through the contact page, by phone on +1 (423) 873-8645, or by post to 105 N High St Winchester TN 37398.